Franklin Templeton

Our Approach

Our investment specialists frequently speak with CIOs and key decision-makers about “what if…” asset allocation decisions. Experience has taught us that the most beneficial discussions come from exploring the implications of what might happen―not guessing the future―and being prepared for those risks. These conversations with investors inside and outside the walls of Franklin Templeton help spark our thinking.

INSIGHTS

Read Our Latest Thinking

JANUARY 9, 2026

Allocation Views: AI, earnings and the case for staying risk-on

Amid steady economic growth and healthy corporate fundamentals, Franklin Templeton Investment Solutions sees reasons to prefer equities over fixed income as 2026 begins.

DECEMBER 10, 2025

Capital Market Expectations 2026: Can artificial intelligence realize rich valuations?

The Franklin Templeton Investment Solutions team’s capital market expectations is designed to provide annualized return expectations over a longer-term horizon, typically viewed as 10 years.

OCTOBER 31, 2025

The missing link: Connecting goals-based wealth management to investing

Franklin Templeton Investment Solutions discusses the advantages of goals-based investing, which could be considered for many clients of financial professionals.

White Papers

Preparing a Multi-Asset Class Portfolio for Shocks to Economic GrowthAn exploration of the impact of shocks to growth as part of the asset allocation decision, the part of the investment process that has the greatest impact on both risk and long-run performance. Published in The Journal of Portfolio Management in December 2018.
Real Interest Rate Shocks and Portfolio StrategyShocks to interest rates are important to analyze because they change asset and liability values in somewhat predictable ways. In other words, portfolios can be prepared in advance, to absorb those shocks. Published in The Journal of Investing in October 2020.
Protecting Portfolios Against InflationWhile inflation does not seem like a threat to portfolio values at this time, that is when investors should be most vigilant. Beware the ninja. Published in The Journal of Investing in April 2022.

Contributors

Gene Podkaminer, CFA

Executive Vice President, Head of Multi-Asset Research Strategies

Our investment specialists can help align your portfolio to be more prepared for the shocks that impact you the most. Our analysis combines client objectives with sensitivity to macroeconomic “shocks” and translates them into actionable portfolio adjustments.

Learn more about Franklin Templeton Investment Solutions.>

Our Institutional DC team takes an interactive, consultative approach to helping plan sponsors achieve their optimal plan design and improve outcomes for their participants. Our deep experience has led to a discerning perspective that enables us to stay in front of evolving industry trends.

Learn more about how our team can help you better serve your participants.>

Contact Us

We invite you to stay connected as we extend the conversation to include additional macroeconomic shocks. Contact us to talk about these ideas or if you wish to meet with any of our investment experts.

Shocks To Macroeconomic Factors

At Franklin Templeton, we believe that exploring the proverbial “what if” as it relates to client portfolios is an objective worth pursuing. We seek to challenge commonly held views by providing a differentiated perspective and approach to asset allocation.