Digital loans represent a sizable and rapidly growing market driven by the increased penetration of tech-enabled loans into traditional credit markets1
Overview
This strategy seeks income and total return by investing primarily in, and providing broad exposure to, digital loans and the digital lending ecosystem. The approach focuses on managing default risk by utilizing machine learning capabilities for loan level analysis, combined with leading private credit research expertise.
Strategy Overview
This strategy seeks income and total return by investing primarily in, and providing broad exposure to, digital loans and the digital lending ecosystem. The approach focuses on managing default risk by utilizing machine learning capabilities for loan level analysis, combined with leading private credit research expertise.
Strong Growth Potential
Differentiated Value Proposition
The Franklin Digital Lending Team is one of the few market players that can structure a bespoke financing solution at the platform level and dynamically price and algorithmically purchase units of risk at the individual loan level
A Dual Pronged Investment Approach
The Franklin Digital Lending Strategy employs a dual pronged investment approach--fundamental credit driven platform analysis combined with machine learning-driven, high-resolution risk pricing to construct a diversified portfolio
Experienced Team of Investment Specialists
The Strategy is managed by a dedicated team of seasoned investment professionals with expertise in data science driven investing, private credit, and structured finance
1. Source: Statista Digital Market Outlook.
Digital Lending Videos
Management Team
Franklin Templeton’s Digital Lending team is a unique player in the alternative credit space with the ability to utilize machine learning practices and tools to analyze risk at the loan level, combined with leading private credit research capabilities.
Roger Bayston, CFA
Executive Vice President, Head of Digital Assets
Anthony Pecore
SVP, Director of Digital Asset Management
Michael B. Reed
VP, Head of Digital Assets Strategic Partnerships
Christopher Jensen
Vice President, Director of Research, Head of Credit
